Terms and Conditions

By using this site the user acknowledges the site contains material that is protected by copyright, trademarks and other proprietary rights.

Content elements are copyrighted individually and as a collective work.

Users are not permitted to use any content for commercial reasons without written permission of Susan Ann Palmer.

Content may be downloaded for personal use so long as any copies retain the source and copyright information attributed on the site.

No copyrighted material maybe circulated, uploaded, amended or otherwise changed without the written permission of the copyright holder.